Pawn Loans in Charlotte, NC
Smart Pawn & Jewelry
It is common to think that pawning an item is the same as "selling" it. However, a pawn is a cash loan for collateral. At Smart Pawn & Jewelry you can borrow cash today on your valuables without having to sell them. If you think you might miss your special something or it has sentimental value, you can get your valuables back after you pay off your loan.
Our quick application process does not require any financial disclosures and we do not work with credit bureaus. Getting a loan with us will never hurt your credit history. So, if you need cash, head over to one of our local stores with anything of value. We will do everything we can to make the pawn process easy.
Wondering where to pawn your Jewelry?
You need instant cash? Look no further than our pawn shops; we offer top cash loans over gold at the best rates in North Carolina & Oklahoma. We accept gold coins, scrap gold, gold jewelry, pieces of gold, other precious metals and watches.
Why Smart Pawn & Jewelry?
Our commitment to our customers has allowed us to stand the test of time. We work hard and treat each customer with respect and compassion. Most importantly, we pay more! When you pawn with us, you get instant cash!
Pawn Your Jewelry
Unlike instruments, tools, or electronics, gold is a commodity. It always has value! It doesn’t matter whether it’s a lovely piece of jewelry or broken pieces of, gold maintains value and high loan amounts.
A pawn is a short term loan using a personal possession, such as gold and jewelry, as collateral for the loan. We are your alternative to banking because you cannot go to the bank and use a personal possession as collateral for a loan. But that is exactly what we do! When you are in need of cash, immediate short term loans without a credit check is what make Smart Pawn & Jewelry shops unique.
With many years of industry expertise in the diamond and estate jewelry trade, our loan specialists are recognized for their higher cash loans on previously-owned diamond jewelry and high-brand watches. Bring your items to our knowledgeable staff to be valued. If you are happy with the price, we pay you cash for your gold on the spot! It's as simple as that…
We Buy Your Stuff
We make selling your items simple and hassle-free. You may not realize how much money you can raise by selling your items or getting a loan using things you utilize every day. Selling your items to our pawn shops is a better option than having a yard or garage sale; you can get more cash without the trouble of selling your items for hours.