Smart Pawn & Jewelry
Did you find something you like in our store but you don't have the cash today?
All merchandise on our sales floor is available for layaway!
No up-front charges to use our layaway program.
The price of the merchandise will determine the duration of the layaway. There is a minimum deposit of 10% of the cost of the merchandise. The remaining amount due will be broken down into 30-day payments as follows:
Minimum payment due every 30 days.
Layaway may be canceled at any time at the customer’s request. There will be a 10% or $10.00 (whichever is larger) restocking fee deducted from the payments. Any remaining payments will be applied as an in-store credit good for 6 months from cancellation date.
Layaway will be forfeited for non-payment. There will be a 10% or $10.00 (whichever is larger) restocking fee deducted from the payment. Any remaining payments will be applied as in-store credit good for 6 months from forfeit date.
Smart Financial Layaway Policy effective July 1, 2022
We are here to get you what you need. That is why we lend more on everything from smartphones to power tools. We also lend more for gold, diamonds, jewelry, watches, and up to date electronics.
If you would rather sell your stuff than pawn it, we can buy it for cash too—we pay more than our competitors to buy gold, diamonds and jewelry. Bring it into a store and let us make you an offer.
We sell great products at great prices. Our selection of products is always changing and we have a large variety of merchandise items of all kinds; for all kinds of needs and all kinds of people!
Need Cash? We Can Help! Visit any of our Smart Pawn & Jewelry shops in North Carolina, Oklahoma, Georgia, Virginia, Texas & Alabama.Austin | Charlotte | Charlottesville | Mt Holly | Richmond | San Antonio | Staunton | Tulsa | Winder
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